Seattle Home Buyer

Seattle Home Buyer
Gerhard N. Ade, Direct Phone: 425.891.8213, Direct Fax: 866.834.0081
Email: homes@gnade.com Website: http://www.gnade.com/ Copyright © 1995 - 2010, Gerhard N Ade.
Coldwell Banker Bain

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Gerhard Ade Serving the Seattle Home Buyer: Gerhard Ade helps his clients to buy & sell residential real estate including single-family homes, multi-family homes, condos, townhomes, investment and vacation properties. Gerhard also assist with rental properties.
Best Seattle Real Estate Agents Chosen by consumers as Five Star Seattle Real Estate Agent (top 7%) as published by Seattle Magazine.


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Related Sites:

Kirkland condo Kirkland Condos

Redmond homes Redmond real estate

Woodinville homeWoodinville real estate

Woodinville homeSeattle Immobilien



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Find out about the expanded home buyer tax credit for first-time buyers and current home owners. Find the answers for frequently asked questions.

What kind of home do you need? Fill out the form on the left.

Home Buying in Six Steps - Part 2

Coldwell Banker Bain

FEATURED PROPERTIES:

Kirkland condo, Juanita
Kirkland Springs condo
Juanita Neighborhood
2 bed, 2 bath
$199,950


Snohomish County Home
Snohomish County Home
Car Collector Special
2,112 sqft rambler
1,972 sq ft garage
$374,500


Lynnwood condo, Martha Lake, Martha's Landing
Lynnwood Condo
Martha Lake Neighborhood
3 bed, 2 bath, 1,063 sqft
$195,500


Nort Bend home, Forster Woods
North Bend home
Forster Woods
6 bed, 3.75 bath
3,200 sqft

Continued from Steps 1 through 3

STEP 4

Having reached “mutual agreement”, we move forward with the goal to remove the contingencies:

  1. The earnest money you promised to pay in your offer has been deposited.
    At closing, the earnest money is credited to you, the buyer.
  2. General inspection and, if neccessary, special inspections take place. Results are reported to the seller.
    You have either approved the inspection or asked the seller to make repairs and/or pay for them. You and the seller come to an agreement.
  3. Title search is being conducted; commitments to title insurance are being issued.
    As the buyer you need to get title “free and clear.” Your lender also has a vested interest in this.

STEP 5

Having settled inspection-related items and with title insurance issued, the purchase is now “pending” approval of financing:

  1. Having applied for financing earlier per the mutual agreement, the amount and terms of your loan are being finalized.
    Funds for your down payment are in place and ready for transfer.
  2. You have received from your mortgage broker or lender a “Good Faith Estimate”.
    You understand every detail of your loan, such as possible pre-payment penalties.
  3. Your broker/lender has conducted an appraisal of the home.
    The home has been appraised at or above the purchase price.

STEP 6

The escrow company, a neutral, third party, is charged with bringing the transaction ot a close. Here is how:

  1. About three days before closing, you sign several documents, including the HUD-1 settlement statement.
    Be be prepared to spend at least 30 minutes and bring your drivers license!
  2. The escrow company calculates and distributes the funds, and prorates payments such as taxes.
    The transaction is final when it has funded and is recorded. Normally, the buyer takes possession at 9 pm on the day the transaction closes.

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The six steps serve to illustrate the buying process. Your circumstances are unique and your home purchase will present its own challenges and opportunities. My goal is to make your home search and purchase a pleasant experience from start to finish.

Questions? Call me at 425-891-8213, send me an email, or use this buyer's form to describe your situation and needs.

Back to Steps 1 through 3.

Note: As a buyer, you ARE paying indirectly for my services. I receive a portion of the commission the listing agent negotiated with the seller. The contract between the listing agent and the seller spells out how much the buyer's agent will be paid.

Remember:
when you work with a real estate agent work with One Agent at a Time. Some home buyers are under the mistaken impression that the more agents they engage the greater the chance that they will find their dream home. What they forget is that all agents get their information from the same sources.

Seattle Real Estate

Client Testimonial

You DO provide stellar, pleasingly professional, and way-above-and-beyond service! Then, again, Pete and I experienced the benefit of your expertise as renters, buyers, and even sellers - all in one year's time! We would never hesitate to refer friends and/or family to you!
Bobbie and Pete Petersen



This website is not soliciting the owners of any homes currently listed on the NWMLS.

Website content © 1995 - 2010, Gerhard N Ade. Information from reliable sources, but not guaranteed. Created and maintained by Gerhard N Ade.Equal opportunity and NAR logos

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